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You should never take bicycle insurance lightly, as it could potentially save you thousands of dollars in out-of-pocket expenses if you have an accident.
You pay your money and you take your choice but when you purchase an e bike (also known as Battery Bikes) what are you actually paying for? For whatever reason, many of us still feel the need to assess any bicycle based solely upon its purchase price when we have little regard or understanding of the difference in features, technology or materials that can otherwise have a significant impact on its price and performance.
First up is the battery itself. Battery technology is a very dynamic and fast moving field right now. Though many manufacturers will happily quote the nominal voltage of their machines, often what's more pertinent is the actual make-up of the battery itself since the different technologies vary wildly in their performance and cost. Lead Acid (Pb) batteries are traditional, old school technology. Invariably found on cheaper machines, they penalise the rider through their increased weight and relatively slow recharge cycle times. Nickel based technologies (Nickel Metal Hydrides or NiMH) are lighter than lead acid batteries and are more user friendly although they do suffer from losing their charge over time even when not in use. Lithium based battery technology offers a welcome reduction in weight, increased energy density and by far better recharge characteristics and shelf life. Laptops and mobile phones are now commonly powered by Lithium based cells and since their adoption in these products (which used to use Nickel based cells), overall size and weights have tumbled whilst run times and performance have increased.