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In some cases, normal household insurance or car insurance may provide coverage for public liability case, but you should always ask your insurance provider. You should contact your insurance provider to make sure.
The Benefits of Bicycle Insurance
There are many benefits to having bicycle insurance. You should really consider it due to the number of thefts and accidents happening each year around the world, and also the number of uninsured riders who are left with out-of-pocket expenses.
It makes sense to go for bicycle insurance from a provider who already provides insurance for cyclists. They should also ask you if you can prove the bicycle is yours and care quite strongly about what sort of lock you are using to lock it up when you grab a coffee with friends or leave it outside work.